Climate & Humidity

How cool should my house be if it's 100 outside?

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With a swamp cooler, your indoor temperature depends heavily on humidity—not just how well your unit works. Here's what to realistically expect when it's 100°F outside.

Realistic expectations with a swamp cooler:

Outdoor HumidityExpected Indoor TempFeel
10-15% (very dry)70-75°FComfortable
20-25%75-80°FPleasant
30-35%80-85°FAcceptable
40-50%85-90°FWarm
Above 50%90°F+Insufficient

The 20-30°F rule:

In ideal conditions (humidity under 20%), a properly sized and maintained swamp cooler can drop temperatures 20-30°F. So on a 100°F day:

  • Best case: 70-75°F indoors
  • Typical: 75-82°F indoors
  • Humid day: 85-90°F indoors

Why you might not hit these numbers:

1. Undersized unit

  • Cooler CFM must match your square footage
  • Rule of thumb: 20-40 CFM per square foot

2. Poor pad condition

  • Old, mineral-clogged pads reduce efficiency
  • Dry spots mean less cooling

3. Inadequate ventilation

  • Without proper exhaust, humidity builds up
  • Open windows equal to 2 sq ft per 1,000 CFM

4. Heat load issues

  • Direct sunlight through windows
  • Poor insulation
  • Heat-generating appliances running

5. Higher than expected humidity

  • Check actual humidity, not just forecast
  • Afternoon monsoon storms spike humidity quickly

What about air conditioning?

For comparison, the Department of Energy recommends setting AC to 78°F when home. Most AC systems can maintain 20-25°F below outdoor temperature efficiently. So on a 100°F day, AC could achieve 75-78°F.

How to maximize cooling on extreme days:

  • Pre-cool in the morning - Run the cooler before peak heat
  • Close blinds/curtains - Especially on south and west windows
  • Minimize indoor heat - Avoid using oven, run dishwasher at night
  • Ensure full pad saturation - Check water is flowing properly
  • Maximize ventilation - Open windows in every room you want cooled
  • Use ceiling fans - Moving air feels 4-6°F cooler

When to accept limitations:

On a 100°F day with 40%+ humidity, your swamp cooler physically cannot achieve 75°F. This is physics, not equipment failure. Options:

  • Supplement with a portable AC for one room
  • Use fans to increase perceived cooling
  • Spend the hottest hours elsewhere
  • Accept that monsoon season means warmer indoor temps

Bottom line: On dry 100°F days, expect 70-80°F indoors with a swamp cooler. On humid 100°F days, 85-90°F may be the best you can achieve. Plan accordingly.

Realistic expectations infographic - expected indoor temperatures when its 100°F outside based on humidity levels
Realistic Cooling Expectations: What to Expect When It's 100°F Outside

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